STAY YOUR COURSE, BECOME DEBT FREE.

Create your own lane.
enrollabout mj

CREATE YOUR OWN LANE.

STAY YOUR COURSE, BECOME DEBT FREE.

Debt kills dreams. You don’t have to live Paycheck to paycheck forever. Start to Create the life you want and desire.

Mission

OUR MISSION

We help underserved college students and adults under 30 make educated financial decisions to become debt-free.

Vision

OUR VISION

We want to educate a generation of financially advanced adults who are able to live lifestyles of self autonomy, wealth and purpose.

GET STARTED

Financial Literacy Services and Products

11ALIVE NEWS APPEARANCE

How I helped pay off my $97K debt charging e-scooters.

TESTIMONIALS

“Mr. Young and Debt Free” is a young man that does Financial Literacy training. If you prefer computer generated interactive modules or a seminar, he will do what he can to meet the needs of your students. MJ is professional, knowledgeable, energetic, humorous, and he keeps your students engaged while mastering the objectives. He discusses budgeting, debt freedom, building credit, additional modes of income, and even investing.

Dr. K Russell

Director, McNair Scholars Program, University Of Alabama-Birmingham

Your discussion covered all the bases and exceeded expectations; the scholars were also quite impressed with the music video. The work that you do is meaningful and impactful, especially to our first-generation and low-income students. Your relatability and simplicity in approach to financial wholeness are appreciated.

Dr. C. Chisholm

Director, McNair Scholars Program, Rutgers University

MONEY BACK (RAP) – [MUSIC VIDEO]

LATEST BLOG POSTS

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Public Service Student Loan Forgiveness Programs

  Federal Student Loan Forgiveness Programs Please click the graphic below to visit the...

Federal Student Loan Income Driven Repayment Programs

https://youtu.be/2mxUZE1hqvQ Federal Student Loan Income Driven Repayment Programs Please visit...

Student Loan Deferment and Forbearance: Debt Elimination Method

https://youtu.be/GAox1Peo1_Y Student loan deferment and forbearance are both options that allow...

Credit Card Balance Transfer: Debt Elimination Method

https://youtu.be/2VmLY4N0XUs A credit balance transfer is a financial strategy in which a person...

Debt Snowball: Debt Elimination Method

https://youtu.be/CWaPSu3gAJA The debt snowball method is a debt repayment strategy popularized by...

4 Things to Consider Before Getting A Credit Card

Credit Score and History: Before applying for a credit card, it's essential to know your credit...