by The Peblicite Firm | Sep 30, 2023 | Blog, Budgeting & Debt Payoff
Differentiating between needs and wants in your personal budget is essential for effective financial management. Needs are essential for survival and maintaining a basic standard of living, while wants are items or services that enhance your quality of life but...
by The Peblicite Firm | Sep 30, 2023 | Blog, Budgeting & Debt Payoff
Reviewing your expenses from the last two months can provide several benefits that contribute to your financial well-being and help you make informed decisions about your spending habits. Here are five key benefits: Budget Assessment: By examining your expenses over...
by The Peblicite Firm | Sep 30, 2023 | Blog, Budgeting & Debt Payoff
Organizing bills on a worksheet can help you keep track of due dates, payment amounts, and ensure you pay your bills on time. Here are three effective ways to organize bills on a worksheet: Use spreadsheet software like Microsoft Excel or Google Sheets to...
by The Peblicite Firm | Sep 28, 2023 | Blog, Money Mindset
Writing your vision statement is a crucial step in defining your long-term goals and aspirations, whether it’s for your personal life, a business, or an organization. A well-crafted vision statement provides clarity and direction for your future endeavors....
by The Peblicite Firm | Sep 28, 2023 | Blog, Budgeting & Debt Payoff, Money Mindset
Writing a SMART goal is a structured and effective way to set clear and achievable objectives. SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. Here’s how you can write a SMART goal: Specific (S): Your goal should...