by The Peblicite Firm | Oct 11, 2023 | Credit, Student Loan Repayment Plans
A high yield savings account is a type of savings account that offers a higher interest rate compared to a regular savings account. The higher interest rate allows your money to grow at a faster pace, making it an attractive option for individuals looking to earn more...
by The Peblicite Firm | Oct 11, 2023 | Credit, Student Loan Repayment Plans
FICO scores range from 300 to 850. Here’s a breakdown of the credit score ranges according to FICO: 300 – 579: Poor. Individuals in this range are considered high-risk borrowers. It can be difficult to obtain credit or loans, and if approved, the interest...
by The Peblicite Firm | Oct 11, 2023 | Credit, Student Loan Repayment Plans
FICO scores, which are commonly used by lenders to assess an individual’s credit risk, are based on several factors. The FICO score is calculated using the following components: Payment History (35%): This is the most significant factor in your FICO score. It...
by The Peblicite Firm | Oct 11, 2023 | Student Loan Repayment Plans
it’s crucial to check the official Federal Student Aid website or contact your loan servicer for the most current information. As of 2021, here are the main federal student loan repayment plans: Standard Repayment Plan: This is the default repayment plan. You...
by The Peblicite Firm | Oct 11, 2023 | Apps, Blog, Budgeting & Debt Payoff
There are several easy-to-use budgeting apps available that can help you manage your finances effectively. Here are four popular ones: Mint: Mint is a free budgeting app that allows you to track your spending, create budgets, and set financial goals. It automatically...
