by The Peblicite Firm | Oct 11, 2023 | Credit, Student Loan Repayment Plans
FICO scores range from 300 to 850. Here’s a breakdown of the credit score ranges according to FICO: 300 – 579: Poor. Individuals in this range are considered high-risk borrowers. It can be difficult to obtain credit or loans, and if approved, the interest...
by The Peblicite Firm | Oct 11, 2023 | Credit, Student Loan Repayment Plans
FICO scores, which are commonly used by lenders to assess an individual’s credit risk, are based on several factors. The FICO score is calculated using the following components: Payment History (35%): This is the most significant factor in your FICO score. It...
by The Peblicite Firm | Apr 16, 2020 | Blog, Credit
1. Go to AnnualCreditReport.com Be sure you are on the correct site. There are copy-cat sites that will “ask” for a payment. The correct site will not. 2. Use Personal Information To Access Report Information such as name, Social Security number, address, and...